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Financing property through a property mortgage in Costa Rica is not as common as North America. In general, it is difficult or impossible for extranjeros (foreigners, non-permanent residents) to get a mortgage from a bank in Costa Rica on a property regardless of credit score in your home country. In some cases however, the property owners will offer financing terms for some portion of the purchase price. In most cases Costa Rica property financing is only available as an owner financed property to be recorded as a mortgage with the deed. Many times these listings are difficult to find, however all of these listings below have indicated that they are willing to consider owner-financing or rent-to-own arrangements.
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